- Free to join.
- Get a payout bonus when you get your cashback as a Visa Prepaid card, Amazon.com Gift Card or American Express® Rewards Card.
- Free payouts through ACH and PayPal.
- Be paid whenever you choose.
- No minimum payout amount.
- Stack the savings with cashback and vouchers
- Over 4,400 Online Stores
- Fair-play policy
TopCashBack was founded in the UK in 2005. By 2011, they expanded to the United States. Today, the cashback giant boasts over 8 million users across the globe.
TopCashBack bills itself as one of the fastest-growing cashback websites in the US. Their mission is to help consumers save more money while shopping online. They also offer a free app available to download in Google Play and the App Store.
TopCashBack is a cashback site that’s free to join. You can shop from over 4,400 merchants, including Amazon, Walmart, Groupon, Overstock, and more with TCB. The great thing about TCB is that they’re not only a cashback site, but they also give you access to sales and coupons to save way more money.
If you start comparing cashback rates, you’ll often see TopCashBack offering some of the highest rates. These sites work by earning a commission from the retail for referring you and then sharing a part of that with you. TopCashback shares 100% of the commission with you and makes money off traditional advertising. This is why they offer some of the highest cash back rates.
(for a limited time, get a $15 gift card sign up bonus after you earn $10 in cash back!)
RebatesMe has been around for over seven years with over 600,000 active users, so they’re able to get some of the highest cashback percentages in the industry. They’re most competitive in luxury apparel, jewelry & watches, health / supplements, sports / outdoors, beauty / skincare, and electronics – perfect for the holiday season. Periodically, they run promotions where you can get double cash back on some days, which can lead to double digit percentages. They also have a browser plugin that will tell you when you can earn cashback through RebatesMe – that way you don’t miss on any cash back.
Finally, one nice perk of the program that I haven’t seen anywhere else yet is their “cashback protection program.” If you make a purchase through the platform and, for some reason, it doesn’t get credit properly (which happens a lot), they will credit you for purchases up to $1,000.
As an incentive, they also give you a $5 bonus when you sign up and you can sign up for free.
3.The Pei App
The Pei App is an exciting app that lets you earn cash or Bitcoin rewards. You earn rewards for in-store and online purchases by linking your credit card or debit card.
You automatically earn rewards points when you shop at participating local merchants.
How it works: The first step to start earning rewards points is by connecting your payment card. Pei tracks your card purchases and automatically awards up to 2% back when you can shop at participating stores and restaurants.
You can quickly find local shopping offers in the Pei app. Some of the participating local merchants include Target, Trader Joe’s, 7-Eleven, and Subway.
By installing the Google Chrome plugin, Pei lets you earn points at over 8,000 online stores. Like other online shopping portals, you will need to activate a shopping session before paying to earn points.
Here’s our full Pei App review if you’d like to learn more.
The rewards: Most in-store purchases earn up to 2% and online purchases earn up to 20% back.
The redemption minimum is $25 for PayPal cash, gift cards, and Bitcoin rewards. If you choose Bitcoin payments, Pei deposits your satoshis into most crypto wallets.
How much swag do you have? When you go with Swagbucks, you have the opportunity to earn gift cards, score exclusive coupons, and enjoy more discounts.
Swagbucks is a California-based cashback portal. It’s free to join Swagbucks, and you even have the chance to earn one of 7,000 free gift cards every day.
How it works
Swagbucks partners with over 1,500 merchants, including Amazon, Target, Starbucks, and Walmart.
Simply sign up for a free account and start earning points, or Swagbucks (SB). You can earn SB shopping through their website portal or app, answering surveys, browsing the web (thanks to their Yahoo! partnership), and watch videos. Swagbucks also has a relationship with GSN, so you can also earn from in-game purchases.
For every SB you collect, you earn 1% cash back. I love the gamified nature of SB. Who doesn’t want to rack up points and save a little money in the process?
Swagbucks is a cashback shopping portal, although their main payout is via gift card. However, if you prefer cold, hard cash, you can also accept your rewards through PayPal. Keep in mind that PayPal fees will cut into your overall earnings, though.
(for a limited time, get a $5 bonus!)
Rakuten is another veteran cashback site that got a rebrand from their previous name, eBates (what a great name for a cashback site!). They were founded in 1999 and today, they have over 10 million members globally. Their users have saved $1 billion in cashback since 1999.
In addition to cashback, you can also use Rakuten to slash your cost at checkout, thanks to coupon codes and exclusive deals.
How it works
Any time you have the itch to shop online, go to the Rakuten web portal or app. They partner with over 2,000 merchants for cashback deals, including Groupon, J. Crew, Kohl’s, Sephora, and Macy’s.
Download the Rakuten app or access their web portal to get started. Use their link any time you shop online to earn cashback. On their end, Rakuten verifies your purchase and then adds cashback to your account.
Like many rebate sites, Rakuten earns money through commission. The downside is that, unlike other sites, Rakuten takes a cut of your commission. You still get your cashback, but it may not be as much as other rewards sites.
Unless you look for other ways to get rewards, that is! Rakuten is great about offering signup bonuses to new users. I haven’t tested it myself, but they claim that you can score up to 40% cashback shopping with them.
You can get your cashback paid out via check or PayPal, so the payment options aren’t quite as robust as, say, MyPoints.
(for a limited time, get a $10 bonus!)
Who doesn’t want to be frugal? With the cashback site, BeFrugal, you can save even more of your hard-earned money. Founded in 2009, the Boston-based company BeFrugal helps you save more online.
How it works
BeFrugal has a big advantage over other cashback sites: it has a tremendous network of retailers to choose from. Shop with over 5,000 retailers like Dick Sporting Goods, Target, Best Buy, Walmart, and Target.
Like with other cashback sites, you shop through the BeFrugal portal or use their Chrome extension to apply the savings.
You earn 100% of BeFrugal’s commission. They make their money through promotional deals with the retailers and pass the savings straight to you.
BeFrugal claims you can earn up to 40% cashback on your purchases through their portal. They also offer a $10 signup bonus, as well as access to coupons.
You can redeem your cashback via check, gift card, direct deposit, or PayPal.